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  • Homeownership Information

The Intent of the Holyoke Housing Authority's Housing Choice Voucher Homeownership Program is to provide families of low-income, disabled families and elderly families who are eligible for Section 8 rental assistance the option of utilizing this assistance in purchasing a home.

The implementation of this option will provide eligible voucher holders the ability to expand their housing opportunities beyond the rental market and use their assistance to purchase homes in the city of Holyoke.

The Program provides the potential homebuyer with assistance with the repayment of a mortgage loan for maximum period of 15 years. There is no term limitation in providing assistance for disabled or elderly families that are eligible for and participate in the program. Participation in the program is strictly voluntary. All participating families must meet the HUD established requirements for admission and participation in the Housing Choice Voucher Rental Program prior to exercising the homeownership option.

The homeownership option is limited to one percent (1%) of the total Section 8 voucher program administered by HHA in any fiscal year, provided that disabled families shall not be subject to the 1% limit. If applications exceed such 1% limit, participants in the Family Self Sufficiency ("FSS") program shall receive a priority for participation in the homeownership program.

Eligible applicants for the Section 8 homeownership program must have completed an initial Section 8 lease term and may not owe HHA or any other Housing Authority an outstanding debt. Families who wish to exercise the homeownership option must meet all regulatory and discretionary program requirements.